Charleston Real Estate Home Buying Guide…

INTRODUCTION
No matter your age or income, buying real estate is both an exciting and stressful experience. The key to successful a home purchase is partnering with a Real Estate company and agent that can anticipate your expectations and navigate the challenges. We want to work with you and for you during your Real Estate purchase, so please Contact Us. You can learn more about who we are here; About Us.

WHY US
Every other Real Estate agent is going to tell you they have seen it all, done it all, and know it all. Experience and Knowledge matter, without them you’re likely wasting time and money. We have experience in New Construction, Traditional Sales, Short Sales, Foreclosures, and even Public Real Estate Auctions. Having experience in all of these areas gives us a unique perspective on real estate buying, selling and property value. As REALTORS, we have access to all Charleston, Berkley, and Dorchester county homes listed and local knowledge of the surrounding areas, rivers, islands, and neighborhoods, as well information about current real estate trends. We also have relationships with experienced lenders, inspectors, appraisers, insurance agents, and contractors to provide the additional knowledge you need when buying a home.

We also believe that Professionalism, Enthusiasm and Communication equally matter. We use technology and other resources available to get the right information at the right time. We believe that an informed buyer makes the most satisfied client. Our goal is not just to sell you real estate, but help you come to the right decision. You need an agent with the determination and conviction to do what’s best for you the buyer. The truth is that many agents could do this, but most agents will not.

No buyer is too big or too small. We work with first time home buyers, investors, in-state and out-of-state buyers, vacation & 2nd home buyers, new construction buyers, and of course those moving-up and those that want to down-size. We will work to target your needs, then deliver a property to match. Real Estate is what we do and promise to be; Professional, Honest, Persistent, Energetic, Available.

OUR WEBSITE
Over 80% of home buyers start searching for real estate online, first. This is where are commitment and difference starts and why we have put so much effort into a Real Estate Search website that works for you the buyer. At BuySellCHS.com we offer Unlimited Full MLS Listings of ALL Charleston Homes & Real Estate For Sale! You can Find, Save, & Receive "HomeAlerts" on any type of property you're interested in! Our method both puts you 100% in control, or allow us to manage the entire process, consolidating the information to exactly what you want. Either way it’s your choice. Access to our site is always FREE, but we do ask that you sign-up to receive property updates and access the real estate information you have saved. Whether you want condominiums, single families, luxury homes, downtown, rural, planned communities, deepwater, beachfront, island, river, marsh, golf, island, or anything else, you will find it here.

COST & FEES
BuySellCHS.com website access is always FREE. As Real Estate Buyer Agents, our fee is paid at the close of the transaction once the sale is completed. Many agents will tell you there is no cost to you and it is free for you to have them represent you and help you buy a home. While this is technically correct, we believe in honesty and an informed buyer. Without a buyer (you) there is no transaction and no commission. So you as a buyer generate the sale...we make it happen and close it. The more you spend on a home, the more commission we get from the seller. Somehow this just doesn’t sound free to us, and we think this is not the right way to start a relationship on what is likely the biggest purchase of your life. The commission is typically paid through the seller, but you make it possible and won’t forget that. We work hard for you as we represent you, so please remember us when you are ready to buy. Please Click Here to read about Agency Relationships in (South Carolina) Real Estate. This Agency Disclosure Brochure explains buyer relationships with their agents. Check it out, the information is invaluable.

THE HOME BUYING PROCESS
This is a general overview of buying a home. We would be glad to sit down with you go through each step in detail. What Kind of Buyer are You? See our Infographic and find out if your Real Estate Age Profile matches you?

1. Search Online
You are already here so you’re off to a great start! Seriously please make sure you sign-up to receive "PropertyAlert" updates and access "Favorites" for a all your Charleston SC real estate and home information you have saved.

2. Pre-Qualification
This is not the same as getting a loan, but will help you and better understand and prepare for a full mortgage loan. It important to do this for several reasons. 1.) It will let you and your agent know what price range you should focus your search, 2.) A Pre-Qualification letter will make an offer you make on a home look stronger. 3.) It will speed up you final loan process and you ability to close on your new home. Contact Us and we will connect you with an area mortgage brokers to quickly and easily get Pre-Qualified for little or no cost.

3. Showing Property
Once you have combined your search criteria with your pre-qualification results, we use that information to select, schedule and start visiting properties.

4. Offer & Negotiations
Once we have located the right property for you we prepare of the documentation need and submit on offer on your behalf.
Most of the time original offers are not accepts, but don’t worry this is normal and we are here to help. Simply offering less is not negotiating, a good agent identifies "what" to ask for and "when" to ask for it.

5.Take Action
Now comes the time for formal mortgage application, various home inspections, selecting an attorney and insurance agent. This is also the time to ensure any final offer conditions are met.

6. Closing
Almost done. Being prepared is for this day is most important, but with our help you have a great team around you. Everyone needs to be sure final paperwork is complete and reviewed, funds are ready, and location and time are scheduled and confirmed. When everyone is sure, you show up, sign your documents, and get the keys to you new home!